Legal Terms and Conditions

In order for you to make use of the Financial Planning Advice and Investment Advisory services provided by Pefin, we require that you fully understand the services offered and what you will need to agree to.

In order to create and setup a account, you will need to read, understand, and agree to the following documents:

  1. Terms of Use and Non-Disclosure Agreement which details how Pefin protects itself from harm. Users obtaining Press Access, will need to agree to the Press Terms of Use and Press Non-Disclosure Agreement.
  2. Financial Planning Agreement which details the terms and conditions under which Pefin, Inc. provides Financial Planning and non-investment related advice to a fiduciary standard.
  3. Investment Advisory Agreement which details how Pefin Advisors, LLC provides Pefin, Inc. with no-fee (complimentary) investment advice.

Furthermore, if you decide to open an investment account with Pefin Advisors, LLC, you will need to agree to the terms and conditions specified in the following at the time of opening an investment account.

  1. Apex Account Agreement which is a required agreement with Pefin’s recommended provider of broker/dealer and custodial services, Apex Clearing Corporation™. Apex Clearing Corporation is a member of FINRA and SIPC.
  2. Portfolio Management Agreement which is the terms and conditions which enables Pefin Advisors, LLC to manage and trade your portfolio to a fiduciary standard. Pefin Advisors, LLC is a 100% owned subsidiary of Pefin, Inc. an SEC Registered Investment Adviser, as defined in Rule 203A-2(e) of the Investment Advisers Act of 1940.

In addition, by accessing this site, you certify that you are aware of Pefin’s copyright, patent and trademark information.

Pefin has also made available to you our Form ADV which provide additional information on how Pefin operates. Also, our Privacy Policy and Security Policy are made available to you so you can fully understand how your privacy and data are kept secure on our systems.